Download Rolling F Credit Union and enjoy it on your iPhone, iPad and iPod touch. Rolling F Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.Dec 5, 2018 · Institution Name: Rolling F Credit Union. Officer Name: Steven Brown. Address: 2101 Geer Road, Suite 401. Turlock, CA 95382. Phone: 209-634-2911. Help us improve the DFPI website! Share your feedback. Last updated: Feb 1, 2023 @ 4:36 pm. Rolling F Credit Union The Golden 1 Credit Union Valley First Credit Union. ABA Routing Number: Routing numbers are also referred to as "Check Routing Numbers", "ABA Numbers", or "Routing Transit Numbers" (RTN). The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers … Financing your car with Rolling F Credit Union makes it even easier to get into the car that’s right for you. By pre-qualifying for a Rolling F Credit Union auto loan, you can then focus on the fun stuff, like, test driving the perfect car for you. Although we think pre-qualifying for a Rolling F auto loan is pretty fun, we're credit union nerds. Rolling F Credit Union has been serving the Central Valley community since 1948, providing services in checking and savings accounts, lending, and online banking. Rolling F Credit Union is located at 2101 Geer Road, Suite #401 Turlock, CA 95382. To find out if you qualify to be a member, please call (209) 634-2911 or visit rollingf.org. You are eligible to become a member of The Rolling F Credit Union if you: Members will be required to wear a mask and social distance while in the branch. LOGIN Have access to your account anywhere -- download the Rolling F app to your smartphone and apply for loans, check the latest rates, view your account, deposit checks, and so much more! We understand...Rolling F Credit Union was founded in 1958 by a group of employees of the Ford Motor Company located in St. Paul, Minnesota. The credit union was established to help its members achieve financial stability and independence. Over the years, Rolling F Credit Union has grown to become a full-service financial institution with over 12,000 members ...It’s Youth Savings Month! Celebrate by teaching your child, tween or teen the importance of saving. Plus, have your young saver enter our coloring contest for a chance to win $50! Made Easy. Automate your search for the best private student loan with TruStone’s NEW Student Loan Marketplace tool. View competitive rates and flexible repayment ... Rolling F Credit Union utilizes enhanced fraud monitoring and detection tools 24 hours a day, 7 days a week to detect and prevent fraud on all accounts. If suspicious activity is detected, a block will be placed on the card until you, the cardholder, can be reached. Rolling F Credit Union has been serving the Central Valley community since 1948, providing services in checking and savings accounts, lending, and online banking. Rolling F Credit Union is located at 2101 Geer Road, Suite #401 Turlock, CA 95382. To find out if you qualify to be a member, please call (209) 634-2911 or visit rollingf.org. ...Rolling F Credit Union has been open since 1948. The credit union has assets totaling $48.45 Million and provides banking services to more than 6,000 members. Membership: The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. ...CEO, Rolling F Credit Union (Turlock, CA) Randy Icelow is the CEO of Rolling F Credit Union, located in the California’s beautiful Central Valley. After graduating from Sacramento State with a bachelor’s in risk management and finance, Randy moved around the credit union industry, working in Sacramento, Stockton, and now Turlock. Over the last 20 … Rolling F Credit Union Locator Map for Turlock, California Finding the perfect credit union in Turlock, California, has never been easier with our interactive Credit Union Locator Map. This user-friendly tool is designed to help you quickly identify credit union branches near you, offering a comprehensive view of all the financial services ... Business Profile for Rolling F Credit Union. Credit Union. At-a-glance. Contact Information. 2101 Geer Rd # 401. Turlock, CA 95382-2494 (209) 634-2911. Customer Reviews. This business has 0 reviews. This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.CEO, Rolling F Credit Union (Turlock, CA) Randy Icelow is the CEO of Rolling F Credit Union, located in the California’s beautiful Central Valley. After graduating from Sacramento State with a bachelor’s in risk management and finance, Randy moved around the credit union industry, working in Sacramento, Stockton, and now Turlock. Over the last 20 …This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Interested in becoming a member of the Rolling F Credit Union in Turlock CA? Join today for access to the friendliest and most helpful bankers in the area! Members will be required to wear a mask and social distance while in the branch. This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.With Gulf & Fraser online banking, you can manage your business accounts anytime, anywhere. You can check your balances, transfer funds, pay bills, send Interac e-Transfers, and access your statements. You can also customize your profile, set up security alerts, and enjoy our security guarantee. Login today and discover the benefits of online banking …The total assets figure is the sum of all individual asset categories, representing the total economic resources owned or controlled by Rolling F Credit Union. In this case, $64,925,537 reflects the cumulative value of Rolling F Credit Union's resources, providing a snapshot of its financial strength and capacity to generate future revenue.4. Mocse Credit Union. 478 followers. 1w. Bump up your savings balance with our Super 30-Day share certificate! Earn 3.00% APY* on balances of at least $50,000, and at the end of the 30-day period ...Emergency Fund Boot Camp. It’s time to get your savings in shape—and having an emergency fund in place is a solid step toward a fit financial future. Associated Credit Union, located in metro Atlanta, is a full-service financial institution with competitive loans and mortgages, account services, member benefits and robust online services.Merrimack Valley Credit Union Home Page - Merrimack Valley CU. For Former. RTN Members >. Routing #2113 8492 6. 800-356-0067. Locations & Hours. search querySubmit. Search toggleSearch. Apply for a Loan Open an AccountLoginMenu.DC Credit Union serves both our community and the local D.C. government, and there many ways to be eligible for membership. We’re strongly committed to diversity, inclusion, and to serving people who would otherwise be unable to access quality financial services. You may be eligible through your affiliation with a program, organization or employer:Rates quoted are for $715,000 loan amount, 740 FICO, rate and term, single family, owner occupied residence, impounded, debt-to-income ratios below 36%, and loan-to-value ratios below 60%At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. We want nothing more than for you to be your best you.Find 1 listings related to Rolling F Credit Union in Turlock on YP.com. See reviews, photos, directions, phone numbers and more for Rolling F Credit Union locations in Turlock, CA.Corning Credit Union (CCU) is a full-service financial institution located in the Corning-Elmira region of NY; in Wilmington, NC; and in Franklin County, PA. Our goal is exceptional service – every member, every time.퐐퐮퐨퐭퐞 퐨퐟 퐭퐡퐞 퐰퐞퐞퐤 "Sometimes you will never know the value of a moment until it becomes a memory." -Dr. Seuss #RollingFCreditUnion #QuoteOfTheWeek #Inspiration #Community #MembersRolling F Credit Union was founded in 1958 by a group of employees of the Ford Motor Company located in St. Paul, Minnesota. The credit union was established to help its members achieve financial stability and independence. Over the years, Rolling F Credit Union has grown to become a full-service financial institution with over 12,000 members … Download Rolling F Credit Union and enjoy it on your iPhone, iPad, and iPod touch. Rolling F Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information. This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Ways to find your ROLLING F CREDIT UNION routing number online. Here are several ways available to you to find your ABA routing number: On this page We've listed above the details for ABA routing number ROLLING F CREDIT UNION used to facilitate ACH funds transfers and Fedwire funds transfers.; Online banking portal: You'll be able to get your …Jun 1, 2021 · This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. There's more to a credit union than just banking. Financial Literacy. We know that strong financial literacy is key to making informed decisions about money. LEARN MORE. Business Go to Business Banking. Accounts. Chequing Accounts; Savings Accounts ... Maximum sending limit per day (rolling period of 24 hours) $10,000: Maximum sending …We offer personal loans, title loans, automobile loans and loans to build your credit. Contact Rolling F today! Members will be required to wear a mask and social distance while in the branch.Jan 30, 2024 · To wire funds into your Rolling F Credit Union Account you will need to follow these wiring instructions. The wire needs to be sent to: Corporate One FCU with the routing number #244084264 with further credit to: Rolling F Credit Union with the routing number #321173519. Rolling F Credit Union utilizes enhanced fraud monitoring and detection tools 24 hours a day, 7 days a week to detect and prevent fraud on all accounts. If suspicious activity is detected, a block will be placed on the card until you, the cardholder, can be reached. 4. 5. Local decision making. Big picture thinking. Invested in the community. When you bank with Columbia Valley Credit Union, we will always be here for you when you need us most. We take the time to get to know you and make it easy for you to bank with us.Jul 2021 - Present 2 years 10 months. 820 H Street, Modesto, Ca 95354. Well, Retirement did not last long! With tremendous support from our Community I was given the opportunity to help start a ...Hughes Federal Credit Union has made a $15,000 donation to the Tucson Wildlife Center to support expanding medical facilities, enhancing rehabilitation programs, and increasing education and outreach efforts. Read More #ResourceNotFound: NewsWidgetResources, about# Hughes Federal Credit Union Supports Tucson Wildlife Center. Previous Slide. …Communication Federal Credit Union is committed to providing the best overall value of financial products and services available to our members. We are a thriving credit union with branch locations in Oklahoma and Kansas to better serve our members. We are committed to our local communities, providing financial education and supporting local …Ecusta Credit Union P.O. Box 910 Pisgah Forest, NC 28768 828-884-SAVE 1-800-642-7284Rolling F Credit Union has 1 branch locations providing financial services to credit union members across Turlock. Services available may vary at individual locations. Contact a credit union branch to verify they offer the services you need.Rolling F Credit Union has been serving the Central Valley community since 1948, providing services in checking and savings accounts, lending, and online banking. Rolling F Credit Union is located at 2101 Geer Road, Suite #401 Turlock, CA 95382. To find out if you qualify to be a member, please call (209) 634-2911 or visit rollingf.org. ...Dec 1, 2022 · The Rolling F Credit Union was established in 1948 as a State Charted Credit Union that served Foster Farms employees, their families, and several small employee groups. The Credit Union is a financial Cooperative that is owned by their members. Rolling F Credit Union is child organization, under the parent exemption from Credit Unions in the ... 321173519 is the current routing transit number of Rolling F Credit Union situated in city Turlock, state California (CA). You can find the complete details about Rolling F Credit Union, Turlock below in the table including the exact the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details. Current routing number: …Do more, securely and conveniently when you go digital. Make Floridacentral CU your local ally for reaching financial goals. Navigate to the rates and terms homeowners need. Enjoy earning higher dividends and guaranteed returns. Floridacentral Credit Union serves nearly 50,000 members and over 1,000 SEGs with 12 west-central Florida branches.DC Credit Union serves both our community and the local D.C. government, and there many ways to be eligible for membership. We’re strongly committed to diversity, inclusion, and to serving people who would otherwise be unable to access quality financial services. You may be eligible through your affiliation with a program, organization or employer:Best Banks & Credit Unions in Turlock, CA - Rolling F Credit Union, Golden 1 Credit Union, U.S. Bank Branch, F&M Bank, Wells Fargo Bank, Citibank, Chase Bank, Valley First Credit Union, Bank of America Financial Center.For Business Teams. Continue. Business Login. Enter your account password & answer the security question to sign in. Password. BackSign In. Forgot Password•Manage my PIB …Rolling F Credit Union makes it even easier to get into the loan that’s right for you. By pre-qualifying for a Rolling F Credit Union guantor/co-maker loan, you can then focus on the fun stuff, like shopping. Although we think pre-qualifying for a Rolling F guarantor loan is pretty fun, we're credit union nerds. And, we're smart enough to ... Financing your car with Rolling F Credit Union makes it even easier to get into the car that’s right for you. By pre-qualifying for a Rolling F Credit Union auto loan, you can then focus on the fun stuff, like, test driving the perfect car for you. Although we think pre-qualifying for a Rolling F auto loan is pretty fun, we're credit union nerds. This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. ROLLING F CREDIT UNION. Routing Number (RN/RTN #): 321173519. Name: ROLLING F CREDIT UNION. Servicing Number (FRB #): 121000374. Servicing Fed's main office routing number. CRF Contact Phone: (209) 634 2911. Delivery Address: 2101 GEER RD STE401. City: TURLOCK, CA. State: California. Zip Code: 95382. Type of facility: Main Office. …By pre-qualifying for a Rolling F Credit Union auto loan, you can then focus on the fun stuff, like, test driving the perfect car for you. Members will be required to wear a mask and social distance while in the branch. LOGIN.Rolling F Credit Union was founded in 1958 by a group of employees of the Ford Motor Company located in St. Paul, Minnesota. The credit union was established to help its members achieve financial stability and independence. Over the years, Rolling F Credit Union has grown to become a full-service financial institution with over 12,000 members …Rolling F Credit Union. Home; Find a Credit Union; Credit Union; Back to Results. Location & Contact Info. 2101 Geer Rd Ste 401. Turlock, CA, 95382-2471 (209) 634-2911. www.rollingf.org. Visit Credit Union Site. Rolling F Credit Union. 2101 Geer Rd Ste 401. Turlock, CA, 95382-2471 (209) 634-2911. www.rollingf.org . This website is sponsored by …This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Download Rolling F Credit Union and enjoy it on your iPhone, iPad and iPod touch. Rolling F Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.Jan 30, 2024 · To wire funds into your Rolling F Credit Union Account you will need to follow these wiring instructions. The wire needs to be sent to: Corporate One FCU with the routing number #244084264 with further credit to: Rolling F Credit Union with the routing number #321173519. We make banking easy - download the Rolling F mobile app to have access to all your accounts anytime & anywhere. ️. Need any help? Give us a call at 209-634-2911 and we'll get all your questions answered.This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Rolling F Credit Union has 1 branch locations providing financial services to credit union members across Turlock. Services available may vary at individual locations. Contact a credit union branch to verify they offer the services you need. Get reviews, hours, directions, coupons and more for Rolling F Credit Union. Search for other Credit Unions on superpages.com.Jun 1, 2021 · This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Rolling F Credit Union Aug 1990 - Present 33 years 7 months. Turlock, California I currently oversee and supervise the work done by 3 credit union tellers. I reconcile daily posting of Automated ...The mission of the Neighbors Capital Area Foundation is to create and support education-focused & community-driven initiatives in the greater Baton Rouge area. Visit the foundation today to see how we are making a difference in our community. Learn More. Neighbors FCU is a community chartered Baton Rouge credit union that has served the ...Rolling F Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $75,719 in Amount of Used Vehicle Loans with Reportable Delinquencies, which represents an increase of 259.77%. During the period, the minimum reported amount was $0 and the maximum was $119,174.Rolling F Credit Union This site contains links to other sites on the internet. We, and your credit union, cannot be responsible for the content or privacy policies of these other sites.Financial Freedom happens here.®. *A PY = Annual Percentage Yield. Serving members in all 50 states, you can achieve financial freedom with products and services that help you eliminate debt, save money and build wealth.Call: (209) 634-2911. Visit our Office. We are here to help: We use enhanced fraud monitoring and detection tools 24 hours a day 7 days a week to detect and prevent fraud … Rolling F Credit Union Locator Map for Turlock, California Finding the perfect credit union in Turlock, California, has never been easier with our interactive Credit Union Locator Map. This user-friendly tool is designed to help you quickly identify credit union branches near you, offering a comprehensive view of all the financial services ... This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Rolling F Credit Union is a Banking, Retail, and Finance company_reader located in Turlock, California with $1 million in revenue and 4 employees. Find top employees, contact details and business statistics at RocketReach.Jun 1, 2021 · This web site, www.rollingf.org, is the only authorized website of Rolling F Credit Union of Turlock, CA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. We want nothing more than for you to be your best you.Emergency Fund Boot Camp. It’s time to get your savings in shape—and having an emergency fund in place is a solid step toward a fit financial future. Associated Credit Union, located in metro Atlanta, is a full-service financial institution with competitive loans and mortgages, account services, member benefits and robust online services.Rolling F Credit Union. Main Office. 2101 Geer Road Turlock, CA 95382; Open Today: 9:00 am - 5:00 pm. Learn More. The Golden 1 Credit Union. Turlock Branch. 2450 Geer Road Turlock, CA 95382; Open Today: 10:00 am - 5:00 pm. Learn More. Valley First Credit Union. Turlock Branch. 3001 Countryside Drive Turlock, CA 95380; Open Today: 9:00 …Chartered in 1948, Rolling F Credit Union has been providing financial services the Turlock, CA community for over 76 years. Contact & Hours Locations. Home. United …Rolling F Credit Union was founded in 1958 by a group of employees of the Ford Motor Company located in St. Paul, Minnesota. The credit union was established to help its members achieve financial stability and independence. Over the years, Rolling F Credit Union has grown to become a full-service financial institution with over 12,000 members … The ROLLING F CREDIT UNION of ROLLING F CREDIT UNION is located in TURLOCK, CA at 2101 GEER RD STE 401. See location on map below. For additional information, such as hours of operation, please call (209) 634-2911 . However, the most important difference is: YOU own your credit union! UK Federal Credit Union is a not-for-profit financial cooperative. Our sole purpose is to serve the financial needs of our members by offering our members quality service and products while maintaining a financially strong institution. Instead of planning for stockholder profits, …rolling f credit union 2101 geer rd, ste 401, turlock, ca 95382 phone (209) 634-2911 toll free 1-833-368-6389 fax back to (209) 634-3362 e-mail: [email protected] wire transfer request form for cr un use member name_____ rfcu acct #Membership Application. 2101 Geer Road, Suite 401 Turlock, CA 95382 Phone (209) 634-2911 Fax (209) 634-3362 www.RollingF.org.Institution Name: Rolling F Credit Union Officer Name: Steven Brown. Address: 2101 Geer Road, Suite 401 Turlock, CA 95382 Phone: 209-634-2911 DFPI Contact – Laura Leung, Sacramento Office. Sacramento Credit Union License#: 9570092 Institution Name: Sacramento Credit Union Officer Name: Bhavnesh Makin. Address: 800 ‘H’ … The wire needs to be sent to: Corporate One FCU with the routing number #244084264 with further credit to: Rolling F Credit Union with the routing number #321173519. Lastly, you will need to enter your account number and your name and address exactly how it appears on your account. Ecusta Credit Union P.O. Box 910 Pisgah Forest, NC 28768 828-884-SAVE 1-800-642-7284Bank Routing Number 321173519, Rolling F Credit Union FedACH Routing. Name: Rolling F Credit Union: Address: 2101 Geer Rd Ste401. Turlock, CA 95382. Phone: 209-634-2911: Type: Main Office: Servicing Fed's Main Office : 121000374, Po Box 291, Minneapolis, MN: Status: Active: Change Date: 08/02/1999: Fedwire Routing. Routing …We make banking easy - download the Rolling F mobile app to have access to all your accounts anytime & anywhere. ️. Need any help? Give us a call at 209-634-2911 and we'll get all your questions answered.
Rolling F Credit Union is on a mission to do things differently than any other company, especially predatory lenders, so our customers can find an new sense of FINANCIAL …. Chatndate
Rolling F Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $75,719 in Amount of Used Vehicle Loans with Reportable Delinquencies, which represents an increase of 259.77%. During the period, the minimum reported amount was $0 and the maximum was $119,174. We're ready to help at 46 branches located throughout the United States. Additionally, you’ll find more than 70,000 domestic ATMs and 15,000 international ATMs in the CO-OP and Allpoint networks, plus more than 5,000 shared branches that offer easy access for our member-owners. You’ll find ATMs at many popular retailers like Target, CVS ...Here's more information the developer has provided about the kinds of data this app may collect and share, and security practices the app may follow. Data practices may vary based on your app version, use, region, and age. Learn moreROLLING F CREDIT UNION Financial Reports - Balance Sheet, Income Statement, Capital RatiosDec 5, 2018 · Institution Name: Rolling F Credit Union. Officer Name: Steven Brown. Address: 2101 Geer Road, Suite 401. Turlock, CA 95382. Phone: 209-634-2911. Help us improve the DFPI website! Share your feedback. Last updated: Feb 1, 2023 @ 4:36 pm. Rolling F Credit Union. 2101 Geer Rd Turlock CA 95382 (209) 634-2911. Claim this business (209) 634-2911. Website. More. Directions ... Rolling F Credit Union was founded in 1958 by a group of employees of the Ford Motor Company located in St. Paul, Minnesota. The credit union was established to help its members achieve financial stability and independence. Over the years, Rolling F Credit Union has grown to become a full-service financial institution with over 12,000 members …Rolling F Credit Union | 87 (na) tagasubaybay sa LinkedIn. Helping our community get ahead to reach financial security. Not For Profit | CDFI | Financial Cooperative | Rolling F Credit Union is on a mission to do things differently than any other company, especially predatory lenders, so our customers can find an new sense of FINANCIAL SECURITY …Published: Jan 5, 2021, 8:56 PM. When it comes to helping the community, Rolling F Credit Union in Turlock is no rookie. This holiday season, however, the business made the new year even more ...321173519 is the current routing transit number of Rolling F Credit Union situated in city Turlock, state California (CA). You can find the complete details about Rolling F Credit Union, Turlock below in the table including the exact the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details. Current routing number: …Financial Freedom happens here.®. *A PY = Annual Percentage Yield. Serving members in all 50 states, you can achieve financial freedom with products and services that help you eliminate debt, save money and build wealth.Rolling F Credit Union has been serving the Central Valley community since 1948, providing services in checking and savings accounts, loans, and online banking. Rolling F Credit Union is located at 2101 Geer Road, Suite #401 Turlock, CA 95382. To find out if you qualify to be a member, please call (209) 634-2911 or visit rollingf.org. ... Rolling F Credit Union utilizes enhanced fraud monitoring and detection tools 24 hours a day, 7 days a week to detect and prevent fraud on all accounts. If suspicious activity is detected, a block will be placed on the card until you, the cardholder, can be reached. .