The silver lining to Etsy's stock-price slump is that investors now have a chance to buy the business at a big discount. Shares are priced at about 3.4x annual sales, down …Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...New Year’s refresh. Photo by PaperHouse. Goal-setting: Journals and motivational sayings (on wall art, jewelry, mugs, or even clothes) keep shoppers on track as 2024 begins. Neaten up: Desk organizers, datebooks, and address stamps offer a tidy start to the new calendar year. Photo by A Fabulous Fete.Talk to a lawyer if you have questions. 2. Protect Key Elements of Your Brand. For creative entrepreneurs, intellectual property is often the heart of your business. Intellectual property is a broad term that refers to things like your brand name, logo, slogans and designs. In other words, pretty important stuff! Nutze die Verkaufen auf Etsy-App, um Bestellungen zu verwalten, Artikel zu bearbeiten und Käufern umgehend zu antworten – ganz gleich, wo du bist. Reibungslose Zahlungsabwicklung. Mache mehr Käufer auf Etsy und anderswo auf deinen Shop aufmerksam – mit "Gesponserte Produkte" und kostenlosen Social-Media-Tools. Analysiere und optimiere ... Star Seller is a way for Etsy to reward shops that consistently offer an excellent customer experience in the areas we know are important to buyers—responding to messages quickly, shipping and tracking, and average review ratings. On the 1st of every month, we determine if you’ve earned Star Seller by looking back at the last three …If you’ve shopped on Etsy before and have an existing account, you can log in with your credentials and then select "Open Your Etsy Shop" to start creating your own store. 2. Set your shop ...Entdecke Etsy Deutschland. Finde handgemachte Geschenke, trendige und Vintage-Kleidung, ganz besonderen Schmuck und mehr… vieles mehr.What products can you sell on Etsy? How to create an Etsy seller account. Are you ready to sell on Etsy? Etsy is a unique marketplace where handmade sellers …Kate Segal, 37, is a New York-based digital artist who sells her prints on Etsy. Kate Segal sells her art on Etsy as a side hustle to her full-time role as a licensed …Hear tips from an experienced seller and an Etsy expert on how to get the most out of your Etsy Ads campaign. Or, check out the transcript on the Seller Handbook here. Be sure to subscribe to our seller email list for important updates about your Etsy shop, new features, and personalized tips to help grow your business.What to Sell on Etsy, Selling on Etsy, Etsy Success, Etsy Digital Product, Best Sellers 2023, Etsy Help, How to Sell on Etsy Business (22) $ 1.98. Digital Download Add to Favorites Punch and Judy Money Box - Ian Login - Drummonds Tin - Made in Scotland - Vintage Piggy Bank - Height 15.5cms, 6 inches (318) $ 25.70 ...Set your budget and start your campaign. The budget and length of your campaign are important factors in gathering performance data that accurately represents how shoppers engage with your Etsy Ads campaign. To get the most from your test, we recommend setting a minimum daily budget of at least $3-5. When you first start running a campaign, …Selling on Etsy. Minors over 13 who wish to sell on Etsy must follow some additional policies: Use the About section to disclose all members of the shop, including the parent or legal guardian who owns the account. All billing information must belong to the parent or legal guardian responsible for the account.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centres that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ... Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Wondering, "How can I sell my home quickly?" Follow these tips from leading HomeLight real estate agents to help you conquer your spring home sale. Expert Advice On Improving Your ...If you’re planning to use Printful as your production partner, you’ll need to connect your Etsy shop to your Printful account before you can upload your products. It’s a quick process that'll only take a few seconds—follow these steps to start selling … Several types of items are prohibited from being sold on Etsy, including: Alcohol, tobacco, drugs, drug paraphernalia, and medical drugs. Certain animal products and human remains. Dangerous items, including hazardous materials, recalled items, and weapons. Hate items, including items that promote, support, or glorify hatred. Amazon is going to begin selling an original line of inexpensive bras in the U.S. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. I...Bed with Extra Protection, Nursery bed, Toddler pen, Play bed, Solid wood bed, Nursery decor, Ecofriendly furniture. (2,185) Star Seller. $183.50. $367.00 (50% off) a d vertisement by Etsy seller vertisement busywood.Etsy Help. Submit a request. Back. Get Help. Please choose your issue below-Default Ticket FormHC Contact PageMoving from DaWanda to EtsyHC Contact PageUS Tax FormHC Contact Form Simplified CloneHC Contact PageTesting - Etsy Purchase Protection | Seller Post Case Review (July 2022)HC Magic Link. Footer.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...Remember that posts are subject to Etsy's Community Policy. Footer. Shop. Gift Cards · Etsy Blog. Sell. Seller Handbook · Teams · Forums. About.Gold flakes are found in a variety of places but it's not a well-known investment vehicle, for good reason. Gold flakes are very small, and you need a lot of them to parley them in...You can send the buyer an email or Message directly through Etsy. To message a buyer: On Etsy.com, select the Your Account icon. Go to your Shop Manager. Choose Orders & Shipping. Find the buyer's order and select their name on the top left. Select Contact to send a new message or select their email address to open a new email on your computer. Several types of items are prohibited from being sold on Etsy, including: Alcohol, tobacco, drugs, drug paraphernalia, and medical drugs. Certain animal products and human remains. Dangerous items, including hazardous materials, recalled items, and weapons. Hate items, including items that promote, support, or glorify hatred. Local tax regulations require Etsy to collect 18% goods and services taxes (GST) on all seller fees you pay. To reduce your tax burden, we highly recommend all sellers register and provide their GSTIN to Etsy. Within the next year, this will become a requirement for all Indian sellers regardless of individual or business status. Quando alguém pesquisa um artigo em Etsy.com, o algoritmo de pesquisa da Etsy procura as correspondências mais relevantes. Cabe-lhe a si controlar os fatores mais importantes na colocação dos anúncios na pesquisa Etsy quando cria anúncios na sua loja: Relevância dos títulos e etiquetas; Relevância do atributo do artigo; Qualidade dos ... Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Necklaces for Women, Birthstone Necklace, Dainty Necklace, Handmade Jewelry, Gemstone Necklace, Minimalist Necklace, Gold Necklace, Silver. (12,301) Star Seller. $25.50. $34.00 (25% off) a d vertisement by Etsy seller vertisement lolabeanjewelry.Etsy Listing Mockup Templates Bundle – Digital Product Listing Images & Print A4 / US Letter Mockups, Sell on Etsy, Edit in Canva. (330) $7.92. $10.56 (25% off) Sale ends in 18 hours. Digital Download. Sell on Etsy. How to start an Etsy shop, free 40 listings, tutorial.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centres that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...For sellers with an open shop, the dashboard is a quick way to see important shop info in one convenient place, including shop-specific updates, reminders, and other resources.. … Crea un account su Etsy (se non ne hai già uno), imposta la posizione e la valuta del tuo negozio, scegli un nome per il negozio, crea un'inserzione, imposta un metodo di pagamento (come vuoi ricevere i pagamenti) e infine imposta un metodo di fatturazione (come vuoi pagare le tue spese su Etsy). Maggiori informazioni. How much does it cost to sell? Transaction fees are only 6.5% per sale. It costs $0.20 to list an item for 4 months. Your first 40 listings are free! Find the perfect handmade gift, vintage & on-trend clothes, unique jewelry, and more… lots more. Fine china and decorative glassware, as well as novelty mugs, figurines and salt and pepper shakers, are popular collectibles manufactured by the National Potteries Corporation, al...Etsy's Purchase Protection program was built to ensure that buyers and sellers have a positive experience on Etsy. For eligible sellers, our program can offer a little extra peace of mind when cases arise. Etsy may cover buyer refunds for orders up to $250 on any case arising from a qualified order. This page explains how the Purchase ...Learn how to join the creative marketplace where millions of shoppers spend billions each year purchasing directly from creative entrepreneurs like you. Find out about listing fees, …Hear tips from an experienced seller and an Etsy expert on how to get the most out of your Etsy Ads campaign. Or, check out the transcript on the Seller Handbook here. Be sure to subscribe to our seller email list for important updates about your Etsy shop, new features, and personalized tips to help grow your business. Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. You can refer your friends and earn free listing credits from the Referral page. You can only refer new sellers to Etsy. If a member has...Selling on Etsy comes down to following these steps: Identifying great product niches. Finding your niche is like finding your small gap. Be sure to make sure …This makes Star Seller more achievable for sellers with great reviews: 85% of shops with a review in the past 3 months have a ratings average of 4.8 or higher! This update will be reflected on your Star Seller dashboard in June and will take effect on July 1. While we’re on the subject of reviews, a quick reminder that you can now respond ...In today’s digital era, having an online presence is crucial for any business, especially for those looking to sell on Etsy. To effectively leverage social media for sales, it’s cr...Etsy UK has become a popular platform for creative individuals to sell their handmade crafts, vintage items, and unique products. With millions of active buyers, it offers a great ...Name your shop. Choosing a shop name is the first step you’ll take in creating an identity for …Etsy не требует наличия лицензии на ведение коммерческой деятельности. Но, продавая на Etsy, вы обязаны соблюдать любые законы, применимые к вам как к малому бизнесу в сфере продаж через Интернет.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centres that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...See full list on help.etsy.com Oct 25, 2022 · Selling on Etsy FAQ What can you sell on Etsy? Etsy allows products to be sold that are handmade, vintage, or craft supplies. Handmade items: Items that are made and/or designed by the seller. Vintage Items: Items that are at least 20 years old. What it means. Offsite Ads. -If you made less than $10,000 on Etsy in the past 365 days, you’ll be charged a 15% fee on the order total. -If you made at least $10,000, you’ll get a discounted fee of 12%. -The Offsite Ad fee will never exceed $100 for an order, regardless of …Seller Handbook. In 2024 we’re making updates to the onboarding process for new shops to ensure Etsy’s a trusted place to shop and run a business. Advertising is one way to help shoppers discover your products. Get to know the basics of online advertising to accelerate your marketing efforts.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...Shopify vs Etsy: At A Glance. Shopify and Etsy each provide an e-commerce platform for shop owners to sell goods and services. The major difference between the … Getting started. Listing a digital download on Etsy is just like creating a listing for a physical product. When you create your listing, you can now list it in two different ways–as an instant download or made-to-order. “Instant download” means you’ll upload the file when you create the listing and your customers will receive it ... Contact Etsy Support. Read our Policies. Get the ins and outs of buying and selling on Etsy. Check out the Etsy Journal. Explore ideas and inspiration for creative living. See how you're protected. Find out more about safety and security in our marketplace.November 7, 2022 | 2 minute read. The New Etsy Seller App is Here! The Etsy Seller app offers a streamlined experience packed with the features you use most, built based on feedback straight from the seller …If resending the deposit didn't work, you'll then see an option to upload your bank statement at the top of the page or after choosing Edit next to Bank details again. Choose Upload document, provide your bank details, and choose Save and verify account. We’ll review your bank statement within a few business days.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as …Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...In today’s digital era, having an online presence is crucial for any business, especially for those looking to sell on Etsy. To effectively leverage social media for sales, it’s cr... Create a new Etsy account. Nutze die Verkaufen auf Etsy-App, um Bestellungen zu verwalten, Artikel zu bearbeiten und Käufern umgehend zu antworten – ganz gleich, wo du bist. Reibungslose Zahlungsabwicklung. Mache mehr Käufer auf Etsy und anderswo auf deinen Shop aufmerksam – mit "Gesponserte Produkte" und kostenlosen Social-Media-Tools. Analysiere und optimiere ... Etsy ではセラーに対し、Etsy での販売に関しての営業許可証などは求めていません。 しかしながら、Etsy で販売をするにあたってはオンライン販売を行うスモールビジネスに適用される法律に従う必要があります。Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...It’s free and easy to set up your Etsy account. Just follow these steps: Go to Etsy’s website and click Register at the top of the page. Fill out your email address, first name, and password. Click Register. Wait for the confirmation email to arrive (it’ll take a few minutes), and then click the confirmation link. What it means. Offsite Ads. -If you made less than $10,000 on Etsy in the past 365 days, you’ll be charged a 15% fee on the order total. -If you made at least $10,000, you’ll get a discounted fee of 12%. -The Offsite Ad fee will never exceed $100 for an order, regardless of the order total. La tarifa por transacción es solo de un 6.5 % por cada venta. Poner un artículo a la venta durante cuatro meses cuesta 0,20 US$. Los 40 primeros anuncios son gratuitos. Encuentra el regalo hecho a mano perfecto, prendas vintage y de tendencia, joyería única y más... muchísimo más.Mar 7, 2023 ... Minors between 13 and 18 can only sell on Etsy via a parent-registered Etsy account. A parent-registered account means a parent is responsible ...To sell your items in person, you’ll need the Square POS app. You can sync your profile and take payments with the app. When you sell items in-person they will be captured in your Etsy Stats, and your online inventory will adjust in real-time. You do not need to update your Etsy inventory while on Square.Wondering, "How can I sell my home quickly?" Follow these tips from leading HomeLight real estate agents to help you conquer your spring home sale. Expert Advice On Improving Your ... Konfiguracja sklepu na Etsy jest bardzo prosta. Utwórz konto na Etsy (jeśli jeszcze go nie masz), ustaw lokalizację i walutę sklepu, wybierz nazwę sklepu, utwórz ofertę oraz ustaw metodę płatności (jak chcesz otrzymywać płatności) i metodę rozliczeń (jak chcesz regulować należności za opłaty na Etsy). Dowiedz się więcej. Etsy.com is a popular online marketplace that allows individuals to buy and sell unique handmade items, vintage goods, and craft supplies. With millions of active users, standing o...Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...For sellers with an open shop, the dashboard is a quick way to see important shop info in one convenient place, including shop-specific updates, reminders, and other resources.. …Several types of items are prohibited from being sold on Etsy, including: Alcohol, tobacco, drugs, drug paraphernalia, and medical drugs. Certain animal products and human remains. Dangerous items, including hazardous materials, recalled items, and weapons. Hate items, including items that promote, support, or glorify hatred.With the Etsy Seller App, you can: Access order details when you're messaging a buyer. Know when you have a repeat buyer. Easily manage orders and track shipments. Add …Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...Gdy ktoś szuka jakieś produktu na Etsy.com, algorytm wyszukiwarki Etsy stara się znaleźć produkty najlepiej pasujące do wpisanego wyrażenia. To Ty masz jednak kontrolę nad najważniejszymi czynnikami wpływającymi na pozycje swoich ofert w wynikach wyszukiwania Etsy: Trafność tagów i tytułu; Trafność atrybutów produktu; Jakość ...To sign up for Etsy Payments as an individual or sole proprietorship, you will need to provide the following details so we can verify your identity: In certain locations, a full or partial individual tax number (such as an SSN in the US) Once you enter your details, you’ll need to input your financial information, including the name on the ...Here’s a step-by-step guide on how to sell on Etsy and reach the millions of people who use the marketplace to buy products online. 1. Open an Etsy account. The first step to selling on Etsy is to open an account. To do so, visit the Etsy.com homepage, click the Sell on Etsy link, and select Open your Etsy Shop. 2.With the Etsy Seller App, you can: Access order details when you're messaging a buyer. Know when you have a repeat buyer. Easily manage orders and track shipments. Add …Several types of items are prohibited from being sold on Etsy, including: Alcohol, tobacco, drugs, drug paraphernalia, and medical drugs. Certain animal products and human remains. Dangerous items, including hazardous materials, recalled items, and weapons. Hate items, including items that promote, support, or glorify hatred.Local tax regulations require Etsy to collect 18% goods and services taxes (GST) on all seller fees you pay. To reduce your tax burden, we highly recommend all sellers register and provide their GSTIN to Etsy. Within the next year, this will become a requirement for all Indian sellers regardless of individual or business status. Once an item sells, there is a 6.5% transaction fee on the sale price (including the delivery price you set). If you accept payments through Etsy Payments, we also collect a 4% + €0.30 payment processing fee when an item is sold. Listing fees are billed for $0.20 USD, so if your bank's currency is not USD, the amount may differ based on ... Once an item sells, there is a 6.5% transaction fee on the sale price (including the delivery price you set). If you accept payments through Etsy Payments, we also collect a 3-4% + AU$0.25 payment processing fee when an item is sold. Listing fees are billed for $0.20 USD, so if your bank's currency is not USD, the amount may differ based on ... If you’re planning to use Printful as your production partner, you’ll need to connect your Etsy shop to your Printful account before you can upload your products. It’s a quick process that'll only take a few seconds—follow these steps to start selling …
You can manage your shop finances in the Payment account in Shop Manager. In your Payment account, you can pay your amount due and schedule the deposits of available Etsy Payment sales funds. To review your Payment account: On Etsy.com, open Shop Manager or More on the Etsy Seller app. Select Finances.. East coast transportation
8. Register your URL. Once you have an available company name, you must register the domain name so that you will be the owner of the URL and can use it whenever you like. Also, you may direct the ...Oct 26, 2022 ... Etsy has given artists, crafters, and collectors a highly visible online marketplace for selling their own-made arts and crafts, ...Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...We would like to show you a description here but the site won’t allow us.Create a new Etsy account.How much does selling on Etsy cost? It costs zero dollars to open an Etsy shop, but, there are three important fees to note: Listing Fees: A flat fee of $0.20 USD per product listing published. Transaction Fees: For each sale made, Etsy takes 6.5% of the total transaction value.Once an item sells, there is a 6.5% transaction fee on the sale price (including the shipping price you set). If you accept payments through Etsy Payments, we also collect a 4% + 2.50 NOK payment processing fee when an item is sold. Listing fees are billed for $0.20 USD, so if your bank's currency is not USD, the amount may differ based on ...Quick answer. If you need help with your order: Choose your order. Most issues are resolved by working with the seller. If you contacted the seller more than 48 hours ago, choose Open a case so Etsy can help you. You’ll receive a refund for any item that doesn't arrive, arrives damaged, or doesn't match the item description or photos.Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...Aug 9, 2023 · 8. Register your URL. Once you have an available company name, you must register the domain name so that you will be the owner of the URL and can use it whenever you like. Also, you may direct the ... Crea un account su Etsy (se non ne hai già uno), imposta la posizione e la valuta del tuo negozio, scegli un nome per il negozio, crea un'inserzione, imposta un metodo di pagamento (come vuoi ricevere i pagamenti) e infine imposta un metodo di fatturazione (come vuoi pagare le tue spese su Etsy). Maggiori informazioni. Outdoor Finds On Sale. Kitchen Finds On Sale. Wedding Gifts. Easter Gifts. Gifts On Sale. Shop by Category. Jewelry. Home & Living. Art & Collectibles. Clothing. Baby. Weddings. …Etsy Digital Product ideas 100 digital product ideas to sell on etsy digital products list of 100 digital products that sell High demand (1.4k) Sale Price $0.99 $ 0.99 $ 3.28 Original Price $3.28 ... The seller might still be able to personalize your item. Try contacting them via Messages to find out! Several types of items are prohibited from being sold on Etsy, including: Alcohol, tobacco, drugs, drug paraphernalia, and medical drugs. Certain animal products and human remains. Dangerous items, including hazardous materials, recalled items, and weapons. Hate items, including items that promote, support, or glorify hatred. Etsy’s 100% renewable electricity commitment includes the electricity used by the data centres that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...Etsy’s 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsy’s global offices and employees working remotely from home in the US. Shop Shop Gift cards; Etsy Registry; Sitemap ...It’s free and easy to set up your Etsy account. Just follow these steps: Go to Etsy’s website and click Register at the top of the page. Fill out your email address, first name, and password. Click Register. Wait for the confirmation email to arrive (it’ll take a few minutes), and then click the confirmation link.The Etsy Seller app is designed to be a modernized seller-only mobile experience for Android devices, iPhones, and iPads. This new app was made to improve the mobile seller experience and continue to roll out highly requested features faster and more efficiently than was possible with the previous version of the app.Set of 3 Fall Candles / Candle Gift Set / Fall Decor / Best selling Fall Candle Set / Jar Candles / Fall Gift ideas / Soy candles handmade. (34.4k) $36.00. $40.00 (10% off) Sale ends in 12 hours. MADE IN MAUI. Plumeria candle in the Reusable Wooden pineapple jar . 100% soy wax . Hawaiian flower . Local tax regulations require Etsy to collect 18% goods and services taxes (GST) on all seller fees you pay. To reduce your tax burden, we highly recommend all sellers register and provide their GSTIN to Etsy. Within the next year, this will become a requirement for all Indian sellers regardless of individual or business status. .