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Current Terms and Rates. Rates based on the state of California: 0.01% APY. This savings account from Bank of the West certainly lives up to its name, offering a classic and simple take on savings. There is a low (and pretty standard) minimum deposit requirement, as well as a low monthly fee. We would like to show you a description here but the site won’t allow us. Bank of the West. Bank of the West was an American financial institution headquartered in San Francisco, California, United States. It had more than 600 branches and offices in the Midwest and Western United States . It was founded in 1874 in San Jose, California, as the Farmers National Gold Bank of San Jose. Bank of the West was then owned by ... Bank of the Pacific’s Joey Elder Provides Care and Support to the Domestic Violence Center of Grays Harbor. 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